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2006 bankruptcy filings down by 37.6%

filings in 2006 fell 37.6% — and that figure included most of the surge prompted by the October 2005 change in the law. in other words, after rising for a while filings have really begun to go down. score one for the credit card industry, and one more strike against ordinary Americans. this chart helps explain the fluctuations in bk filings

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