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Bankruptcy Reform a Success!*

* unless you’re a bankruptcy trustee, a bankruptcy judge, a debtor’s lawyer, a consumer, a small business, a working person, a member of the middle class, you make more than your state’s median income but less than enough to get by, you got stuck with one of those adjustable-rate-negative-amortization loans from hell, you live in the South – excluding members of the Bush and Cheney families, you bought or refinanced a house in the last 5 years, you have less than perfect credit, you are a minority or an immigrant, or if you otherwise do not own a stake in a finance company, bank, leasing company, credit card issuer, or auction house … in which case please disregard this post. Thank you and Merry X-Mas!
Other than the crushing poverty … it’s been great!

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