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Fair Credit Reporting Act – Gillespie v. Trans Union

Gillespie v. TransUnion Corp., No. 06-2576 (3/16/07). Appeal, N.D. Ill., E. Div. Aff’d.

Dist. Ct. did not err in granting defendant-consumer reporting agency’s motion for summary judgment in action alleging that defendant’s failure to reveal “purge date” when plaintiffs requested copies of their credit histories violated Fair Credit Reporting Act. Under sec. 1681g(a)(1) of that act, the defendant is required to disclose only information included in plaintiffs’ consumer reports and not everything in defendant’s consumer files that pertain to plaintiffs.

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