I went to business school in the Reagan Era a/k/a the 80′ a/k/a “greed is good.” Period. We were taught that the only reason not to make it in this country was that you were too stupid, too lazy, or just not part of the club. That was 2 careers and 20 years ago. I don’t miss it a bit, but it’s good to know that there are still people sitting in spine-hugging $3,000 Herman Miller contoured chairs telling you that if you lost your life-savings due to a deceptive loan sold by an unscrupulous mortgage broker it was your own damn fault! Ungrateful swine.